Skip to content, main navigation, footer navigation or

0% Finance

0% Finance is an excellent way to spread the cost of payments on your new bike. We offer up to 36 months 0% Finance on qualifying full price bikes and we are now offering Low Rate Finance onSale bikes and for longer terms.

Please Note - 0% Finance is not available on sale, cycle scheme or discounted models unless otherwise stated.

  • We offer 6 months 0% finance on bikes £400 and up.
  • We offer 12 months 0% finance on bikes £500 and up.
  • We offer 18 months 0% finance on bikes of £750 and up.
  • We offer 24 months 0% finance on bikes of £1500 and up.
  • We offer 36 months 0% finance on bikes of £2500 and up.


Examples of 0% Finance

  • Bike cost of £400 with a 10% deposit of £40 = £360 to pay over 6 months @ £60 per month
  • Bike cost of £800 with a 10% deposit of £80 = £720 to pay over 12 months @ £60 per month
  • Bike cost of £1000 with a 10% deposit of £1000 = £900 to pay over 18 months @ £50 per month
  • Bike cost of £2000 with a 10% deposit of £200 = £1800 to pay over 24 months @ £75 per month
  • Bike cost of £3000 with a 10% deposit of £300 = £2700 to pay over 36 months @ £75 per month


Sale Bike Finance

We are now offering 19.5% APR on sale bikes this means you can take advantage of our excellent sale prices and spread the payments over 12, 24 or 36 months with a 10% deposit.

Low Rate Finance

We are now offering Low rate Finance where you can spread the cost of your bike over a longer period if you so wish and spread the payments over 12, 24 or 36 months with a 10% deposit. We offer a 4.9% APR on new bicycles and a 19.5% APR on sale bicycles.

 

For examples of low rate finance please click here.

Eligibility for credit

In order to apply for credit with V12 Finance you must:

  • Be at least 18 years of age.
  • Be either: in full time employment (i.e. 16 hours, or more, per week); or self-employed; or retired.
  • be aUKresident.
  • be able to make repayments by direct debit.
  • provide your previous address if you have lived at your current address for less than 3 years.


Delivery

Any bike purchased using finance must be delivered to the applicant's home address. This is a legal requirement when a finance contract is in place - it helps protect customers from fraud and identity theft.

More Information

Consumer credit service provided by V12 Retail Finance. V12 Retail Finance is licensed by The Office of Fair Trading (Consumer Credit Licence: 594229).

Follow us

Website by Advantec